Savings & Growth

Deposit Products

Grow your wealth with our range of deposit products. We offer competitive interest rates and flexible terms to help you achieve your financial goals.

8.5%Max Interest
Rate p.a.
5+Deposit
Schemes

Available Plans

Choose Your Deposit Plan

Select from our range of deposit options designed to meet your financial objectives.

Fixed Deposit

Earn guaranteed returns with our fixed deposit schemes. Choose from flexible tenures and competitive interest rates.

Interest Rate

Up to 8.50% p.a.

Min Amount₹10,000
Duration6 months to 10 years

Features

  • Higher interest rates for senior citizens
  • Auto-renewal facility available
  • Loan facility against FD
  • Monthly interest payout option
  • Premature withdrawal facility

Recurring Deposit

Build your savings with regular monthly deposits. Perfect for achieving your financial goals.

Interest Rate

Up to 9.00% p.a.

Min Amount₹500/month
Duration12 months to 10 years

Features

  • Flexible monthly deposit amounts
  • Standing instruction facility
  • Higher returns than savings account
  • Goal-based savings plan
  • Partial withdrawal facility

Monthly Income Scheme (MIS)

Enjoy a steady monthly income with our MIS. Invest a lump sum and receive regular interest payouts, making it ideal for retirees and those seeking predictable returns.

Interest Rate

Up to 8.5% p.a.

Min Amount₹1,00,000
Durationfrom 1 year (lock-in)

Features

  • Guaranteed monthly interest payouts
  • Ideal for retirees and fixed income seekers
  • No market risk, principal is safe
  • Flexible investment amount options
  • Easy nomination and transfer facility

Senior Citizen Fixed Deposit

Special fixed deposit scheme for senior citizens with higher interest rates and additional benefits.

Interest Rate

Up to 9.00% p.a.

Min Amount₹1,00,000
Duration1 year to 10 years

Features

  • Additional 0.50% interest rate
  • Monthly interest payout option
  • Nomination facility
  • Auto-renewal facility
  • Doorstep banking services

Daily Deposit (Pigmy)

Grow your savings with small daily deposits collected at your doorstep. Ideal for individuals and small businesses looking for disciplined savings and easy liquidity.

Interest Rate

0.00% p.a.

Min Amount₹100/day
DurationFlexible tenure

Features

  • Daily doorstep collection
  • Flexible deposit amounts
  • Easy withdrawal facility
  • Doorstep withdrawal option
  • Suitable for traders and small businesses

Looking for something specific?

Our financial experts are here to help you choose the right deposit product.