Terms and Conditions

"Account" refers to any account opened by the Customer with Swarajya Urban Co-operative Credit Society Ltd..

"Customer" refers to any individual or entity that holds an account or uses banking services provided by Swarajya Urban Co-operative Credit Society Ltd..

"Services" refers to all banking services offered by Swarajya Urban Co-operative Credit Society Ltd., including but not limited to savings accounts, checking accounts, loans, online banking, and mobile banking.

"Content" refers to all information, data, text, software, music, sound, photographs, graphics, video, messages, or other materials provided by Swarajya Urban Co-operative Credit Society Ltd..

Customers must provide accurate and complete information when opening an account.

Swarajya Urban Co-operative Credit Society Ltd. reserves the right to refuse to open an account or close an existing account at its discretion.

Customers must promptly notify Swarajya Urban Co-operative Credit Society Ltd. of any changes to their personal information.

Customers must use the Services in compliance with applicable laws and regulations.

Swarajya Urban Co-operative Credit Society Ltd. may set limits on the amount and frequency of transactions for security reasons.

Customers are responsible for maintaining the confidentiality of their account information and for all activities that occur under their account.

Deposits can be made by various methods as allowed by Swarajya Urban Co-operative Credit Society Ltd..

Withdrawals can be made using methods provided by Swarajya Urban Co-operative Credit Society Ltd., subject to availability of funds and any applicable limits.

Swarajya Urban Co-operative Credit Society Ltd. may impose fees for certain types of transactions. A schedule of fees is available on request and on our website.

Swarajya Urban Co-operative Credit Society Ltd. offers online and mobile banking services to eligible customers.

Customers must use secure and up-to-date devices and software to access electronic banking services.

Swarajya Urban Co-operative Credit Society Ltd. is not liable for any loss or damage arising from unauthorized access to a customer's account due to the customer's failure to safeguard their login credentials.

Swarajya Urban Co-operative Credit Society Ltd. is not liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Services.

Swarajya Urban Co-operative Credit Society Ltd. does not warrant that the Services will be uninterrupted, timely, secure, or error-free.